Now showing items 1-20 of 23

    • Do perceptions reflect reality? Three essays exploring how perceptions are related to objective measures of financial well-being and knowledge 

      Tenney, Jacob A. (2018-08)
      Financial well-being is likely a factor in many individual’s utility function. Financial wellness can be measured using objective measures as well as subjective perceptions. In the first two essays, objective measures are ...
    • Early financial literacy 

      Joseph, PK; 0000-0001-6100-0336 (2019-08)
      My core theme in the three essays presented here is Personal Financial Literacy (PFL) and Early Financial Literacy (EFL) in particular. EFL refers to instilling the basic financial planning concepts in Grades K-12. The ...
    • Personality traits and financial risks among older Americans: Living too long, dying too early, and living too sick 

      Cherry, Preston D.; 0000-0002-9342-9599 (2020-05)
      Individuals are susceptible to financial uncertainty across the financial life cycle. The financial life cycle consists of three stages, which are (a) borrow to build human capital (b) accumulate wealth during the working ...
    • Three articles on financial planning horizon 

      Liu, Zhikun; 0000-0003-1053-6629 (2018-08)
      This dissertation consists of three distinct behavioral finance studies woven together by the same topic thread – financial planning horizon. The first study investigates the behavioral and non-behavioral factors which ...
    • Three essay on risk and financial satisfaction 

      Payne, Patrick (2015-08)
      Risk surrounds every aspect of our financial lives. Our investments may produce any of a range of possible returns. The price of our home may rise a great deal, or it may fall. We may die unexpectedly early. We may die ...
    • Three essays exploring the influence of natural disasters on the demand for flood insurance in Texas 

      Evers, Mark Aaron Lee; 0000-0002-1432-380X (2020-08)
      One of the most valuable assets most families have is their primary residence. Most homes, particularly those carrying mortgages, have homeowner’s insurance policies protecting the structure and contents from a list of ...
    • Three essays exploring the migration of retirees and the associations between residential location and retiree well-being 

      Pearson, Blain; 0000-0001-8293-8331 (2020-12)
      This dissertation consists of three essays examining retiree migration and how residential location is associated with retiree well-being. Currently, there is very little financial-planning research that examines topics ...
    • Three essays on annuitized income during retirement 

      Williams, Jacob A; 0000-0001-9502-7780 (2017-08)
      This dissertation focuses on annuitized income during retirement. The average individual goes through an economic life-cycle. It begins when the individual is independent of others for their support. In the early stages ...
    • Three essays on consumer credit card behavior 

      Ricaldi, Laura C. (2015-08)
      Credit card use and consumer debt has increased among American households in the past years. Gross and Souleles (2002) suggest that maintaining a high credit card balance is a behavioral issue rather than a liquidity ...
    • Three essays on end-of-life planning 

      Hussein, Reem (2020-05)
      End-of-life (EOL) planning allows individuals to express their wishes regarding their end-of-life health care. This can include preferences regarding the use of life-sustaining technology (living will) and appointing another ...
    • Three essays on financial advice-seeking behavior 

      Alyousif, Maher; 0000-0002-0756-7152 (2017-05)
      Financial advice has a major influence on American households’ financial wellbeing. The number of investment adviser firms in 2015 reached 11,473, serving approximately 30 million clients and reporting $66.7 trillion in ...
    • Three essays on financial education and financial literacy 

      Augustin, Lua (2018-08)
      Each dissertation essay looks at financial education or financial literacy together with the financial decisions individuals make. After applying controls for income, age, and other demographical factors the first study ...
    • Three essays on financial planning for college 

      Dorman, Taft (2016-08-17)
      The study of education planning is imperative to households, financial professionals, and public policy. This dissertation, consisting of three essays on financial planning for college, investigates the how households may ...
    • Three essays on financial technology and personal financial planning 

      Bi, Qianwen (2015-05)
      Over the last few decades, financial technology innovation has changed household finance management substantially. Because of complex financial products and services, it is difficult for households making sound financial ...
    • Three essays on gender finance 

      Mattia, Laura (2016-08-19)
      Women live longer than men on average but are less prepared for retirement. In this dissertation, the researcher provides a comprehensive review identifying which women are in the most jeopardy of being unprepared for ...
    • Three essays on household portfolio choice 

      Zhang, Xianwu (2019-08)
      Chapter II: This chapter examines effects of individual investors’ subjective risk perceptions on a household’s portfolio choices from a household bargaining perspective. Using the 2012 wave of the Health and Retirement ...
    • Three essays on insurance planning for older Americans 

      Salehi, Hossein (2019-08)
      Retirees encounter a variety of risks (e.g. insufficient retirement savings and poor health) that could undermine their well-being. Most individuals are not aware of such risks in old age, and even those who are aware tend ...
    • Three Essays on Managing Risk in Retirement 

      Lumby, Jacob (2017-12-06)
      Individuals face a number of risks when entering retirement, such as unknown life expectancy, variable medical expenses, and uncertain financial market returns. Understanding these risks in advance will allow retirees ...
    • Three essays on Registered Investment Advisors in the United States 

      Dean, Lukas (2011-08)
      The study of Investment Advisors is important to practitioners, government legislators, regulators, and household consumers. This three essay dissertation examines Registered Investment Advisors in the United States. The ...
    • Three essays on special donation types 

      Lehman, Jennifer Lynn; 0000-0002-1759-1535 (2018-08)
      Much research has been conducted on charitable giving where it is analyzed as a single, undifferentiated philanthropic transfer concept, but relatively less research has explored factors associated with special donation ...