Now showing items 1-14 of 14

    • Do perceptions reflect reality? Three essays exploring how perceptions are related to objective measures of financial well-being and knowledge 

      Tenney, Jacob A. (2018-08)
      Financial well-being is likely a factor in many individual’s utility function. Financial wellness can be measured using objective measures as well as subjective perceptions. In the first two essays, objective measures are ...
    • Three articles on financial planning horizon 

      Liu, Zhikun; 0000-0003-1053-6629 (2018-08)
      This dissertation consists of three distinct behavioral finance studies woven together by the same topic thread – financial planning horizon. The first study investigates the behavioral and non-behavioral factors which ...
    • Three essay on risk and financial satisfaction 

      Payne, Patrick (2015-08)
      Risk surrounds every aspect of our financial lives. Our investments may produce any of a range of possible returns. The price of our home may rise a great deal, or it may fall. We may die unexpectedly early. We may die ...
    • Three essays on annuitized income during retirement 

      Williams, Jacob A; 0000-0001-9502-7780 (2017-08)
      This dissertation focuses on annuitized income during retirement. The average individual goes through an economic life-cycle. It begins when the individual is independent of others for their support. In the early stages ...
    • Three essays on consumer credit card behavior 

      Ricaldi, Laura C. (2015-08)
      Credit card use and consumer debt has increased among American households in the past years. Gross and Souleles (2002) suggest that maintaining a high credit card balance is a behavioral issue rather than a liquidity ...
    • Three essays on financial advice-seeking behavior 

      Alyousif, Maher; 0000-0002-0756-7152 (2017-05)
      Financial advice has a major influence on American households’ financial wellbeing. The number of investment adviser firms in 2015 reached 11,473, serving approximately 30 million clients and reporting $66.7 trillion in ...
    • Three essays on financial education and financial literacy 

      Augustin, Lua (2018-08)
      Each dissertation essay looks at financial education or financial literacy together with the financial decisions individuals make. After applying controls for income, age, and other demographical factors the first study ...
    • Three essays on financial planning for college 

      Dorman, Taft (2016-08-17)
      The study of education planning is imperative to households, financial professionals, and public policy. This dissertation, consisting of three essays on financial planning for college, investigates the how households may ...
    • Three essays on financial technology and personal financial planning 

      Bi, Qianwen (2015-05)
      Over the last few decades, financial technology innovation has changed household finance management substantially. Because of complex financial products and services, it is difficult for households making sound financial ...
    • Three essays on gender finance 

      Mattia, Laura (2016-08-19)
      Women live longer than men on average but are less prepared for retirement. In this dissertation, the researcher provides a comprehensive review identifying which women are in the most jeopardy of being unprepared for ...
    • Three Essays on Managing Risk in Retirement 

      Lumby, Jacob (2017-12-06)
      Individuals face a number of risks when entering retirement, such as unknown life expectancy, variable medical expenses, and uncertain financial market returns. Understanding these risks in advance will allow retirees ...
    • Three essays on Registered Investment Advisors in the United States 

      Dean, Luke (2011-08)
      The study of Investment Advisors is important to practitioners, government legislators, regulators, and household consumers. This three essay dissertation examines Registered Investment Advisors in the United States. The ...
    • Three Essays on Special Donation Types 

      Lehman, Jennifer Lynn; 0000-0002-1759-1535 (2018-07-10)
      Much research has been conducted on charitable giving where it is analyzed as a single, undifferentiated philanthropic transfer concept, but relatively less research has explored factors associated with special donation ...
    • Three essays on women and retirement 

      Yildirim, Cagla; 0000-0001-6230-5537 (2018-05)
      In the first chapter of this dissertation, I examine the post-retirement financial satisfaction of women with respect to their available retirement resources. In particular, the chapter examines whether women are more ...