Crowley, Timothy J.
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Consumer law decisions during this survey period have focused primarily on the Truth in Lending Act (TILA) (the Act) and Regulation Z. The activities of the Fifth Circuit dealing with TILA and Regulation Z emphasized three areas: (1) scope of the Act; (2) Regulation Z language; and (3) security interests. In addition, this year's survey examines decisions arising from the Equal Credit Opportunity Act (ECOA) and the Motor Vehicle Information and Cost Savings Act (MICS).