Mostrar el registro sencillo del ítem

dc.creatorBennett, Mollee
dc.date.accessioned2022-03-31T20:43:39Z
dc.date.available2022-03-31T20:43:39Z
dc.date.issued1993
dc.identifier.citation24 TEX. TECH L. REV. 1145en_US
dc.identifier.urihttps://hdl.handle.net/2346/88905
dc.description.abstractDiscusses the existence of race-based discrimination in mortgage lending. According to a study by the Federal Reserve Bank of Boston, black applicants were more than twice as likely to be rejected for a mortgage loan compared to white applicants with the same income, and that Hispanic applicants were about one and a half times more likely to be rejected. The Community Reinvestment Act (CRA) was enacted to solve unjust practices and serve lower income areas. Because the CRA is so broad and flexible, banks have the unique opportunity to regulate themselves to a certain extent and thus minimize their own regulatory constraints.en_US
dc.language.isoengen_US
dc.publisherTexas Tech Law Reviewen_US
dc.subjectCommunity Reinvestment Acten_US
dc.subjectCRAen_US
dc.subjectLending discriminationen_US
dc.subjectHome Mortgage Disclosure Acten_US
dc.subjectHMDAen_US
dc.subjectRegulatory constraintsen_US
dc.subjectHome mortgage lending practicesen_US
dc.titleResolving the Community Reinvestment Act Dilemma: Eliminating "Whites Only" Mortgage Lending While Reducing Regulatory Red Tapeen_US
dc.typeArticleen_US


Ficheros en el ítem

Thumbnail

Este ítem aparece en la(s) siguiente(s) colección(ones)

Mostrar el registro sencillo del ítem