A Look at Payday Loans and Current Regulation in Texas

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dc.creatorReynolds, Deena
dc.date.accessioned2018-06-14T15:25:03Z
dc.date.available2018-06-14T15:25:03Z
dc.date.issued2007
dc.description.abstractThis comment provides an introduction to, and background of payday loans. It focuses on the payday loan—its perspectives, mechanics, and structure. It uses a cases study to illustrate the mechanics of the payday loan and the debt cycle it often creates. Further, it looks at the demographics provided by the payday advance industry and regulators, and the characteristics of payday loan consumers. Lastly, it covers Texas statutory provisions, methods used by lenders to circumvent usury laws, and approaches to state regulation.en_US
dc.identifier.citation8 Tex. Tech J. Tex. Admin. L. 321en_US
dc.identifier.urihttp://hdl.handle.net/2346/73996
dc.language.isoengen_US
dc.publisherTexas Tech Journal of Texas Administrative Lawen_US
dc.subjectAdministrative lawen_US
dc.subjectPayday loanen_US
dc.subjectPayday lendingen_US
dc.subjectPayday advanceen_US
dc.subjectFringe lendingen_US
dc.subjectSub-prime lendingen_US
dc.subjectUsuryen_US
dc.titleA Look at Payday Loans and Current Regulation in Texasen_US
dc.typeArticleen_US

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